August 26, 2021
AgencyCyber Insurance Coverage Overview
Cyber Insurance Coverage Overview Data breaches have become increasingly common. While the news focuses on major corporations having been infected with ransomware or having had a data breach, small and medium-sized businesses are also targeted and are extremely vulnerable. Many business owners have a false sense of security, thinking that only large companies will […]
August 20, 2021
AgencyPassword Security for Businesses
Password Security for Businesses Cyber Security is an increasing risk for both consumers and businesses as cyber-attacks are on the increase. Weak passwords are the root cause of a significant portion of most data breaches. Including password management best practices is necessary to protect your data, and your business. Here are some ways to […]
October 8, 2020
AgencyReducing Injuries in the Workplace
Reducing Injuries in the Workplace Injuries on the job happen. When injuries happen, Workers Compensation provides coverage for the injured employee. However, injuries do affect the workplace in terms of a loss of productivity, replacement or temporary employee training, or being short-staffed. By taking action and implementing steps to create a safer workplace, you […]
October 7, 2020
AgencyCalifornia COVID-19 Mandatory Reporting Guidelines
COVID-19 MANDATORY REPORTING GUIDELINES – CALIFORNIA SB-1159 was enacted on September 17, 2020, and it sets up mandatory reporting guidelines for employers for reporting positive COVID-19 tests. Per SB-1159, employers are required to report COVID-19 positive tests to their Workers Compensation administrator. Reporting positive COVID-19 tests is mandatory no matter if the exposure work-related […]
August 28, 2020
AgencyBusiness Disaster Planning
Business Disaster Plans No matter where you are located, disasters can happen. Floods, earthquakes, hurricanes, tornadoes, fires, and wildfires are all part of the disasters that can affect businesses. Disaster planning can help your business minimize risks and aid in faster recovery in the event of a disaster, which is why it is so […]
August 27, 2020
AgencyDirectors & Officers Liability Insurance
Directors and Officers Liability Insurance Directors and Officers Liability, also known as D & O, is an important liability coverage for many Corporations. Directors and Officers of the company can still have exposure to personal lawsuits from their business activities. Directors and Officers liability insurance offers protection against lawsuits of this nature. Business Insurance […]
March 20, 2020
AgencyFixated Financial’s Response to COVID-19
We Are Here For You – Fixated Financial’s Response to COVID-19 These are uncertain times while we all face the continuing crisis of COVID-19. Fixated Financial wants to assure you that we are still open and available to answer your questions and provide support for your business in any way that we can. We […]
March 4, 2020
AgencyNovel Coronavirus – What Businesses need to Know
Novel Coronavirus – What Businesses Need to Know There is a lot of information out right now about the Novel Coronavirus that began in China, however not all of what is being said in the media is true. Both the Centers for Disease Control (CDC) and the California Department of Public Health have compiled […]
February 13, 2020
AgencyWhat to Do After an Auto Accident
When an auto accident happens, it can be stressful. It is easy to forget what to do, and what not to do, after being in an accident. Here are some steps to take and what not to do after being a car accident. 1. Move your car to a safe area If you […]
January 31, 2020
AgencyAuto Insurance Basics – Comprehensive vs Collision
Auto Insurance Basics – Comprehensive vs Collision Coverage When it comes to Auto Insurance, you have multiple options when it comes to what coverage and limits that you choose. For physical damage coverage, policyholders can opt to include comprehensive and/or collision coverage. What is the difference between these two coverages? Both are physical damage […]