June 23, 2018
AgencyWorkers Compensation Changes Effective 7/1/2018 – What do Business Owners Need to Know?
Waiver of Workers Compensation Coverage New Changes Effective 7/1/2018 – What Business Owners Need to Know If you have employees, then you are required to have Workers Compensation coverage in place. Some business owners are able to exclude themselves from Workers Compensation coverage if they meet certain requirements. General partners and managing members of […]
May 23, 2018
AgencySteps to Take After a Data Breach
Responding to a Data Breach Data breaches are becoming increasingly common. As business moves to a more digital platform, even small businesses are targets for cyber-criminals and hackers. Stolen data can range from username and passwords to personal identifying information and banking/credit card information. As a business owner, what steps should you […]
May 22, 2018
AgencyInsuring Offices
Insurance for Offices Each type of business has its own risks and insurance needs. The needs of a business that is office based are different than what a restaurant would need. There are many types of office risks, and while some (such as professional services like medical, Engineers, Real Estate and Insurance) […]
May 14, 2018
AgencySummer Maintenance Checklist
Summer Maintenance Checklist The beginning of summer is the perfect time to do a summer maintenance checklist for your home and business. Not only does it make your property look better, but it saves you money. Routine maintenance helps you avoid larger repair bills at a later date by eliminating problems before they […]
April 19, 2018
AgencyCoverage Overview – General Liability
Coverage Overview – General Liability General Liability is an important coverage for any business. It is written standalone or as part of a package policy with other coverages such as Property Insurance. Without General Liability Insurance coverage, any lawsuits against the company will have to be paid out of pocket. For a small or medium-sized business, […]
April 14, 2018
AgencyDeclutter with a Spring Cleaning
Declutter with a Spring Cleaning Spring cleaning is a perfect time to declutter and organize. Over the year, as we accumulate new things, our spaces can go from tidy and neat to messy and unorganized. Once a year, it pays to take the time to go through things to declutter and reorganize, both your home […]
April 11, 2018
AgencyWhat Are Additional Insureds?
What are Additional Insureds? It is a common business practice to include in contractual wording that one party is required to name the other as additional insured. This article will explain what it means to name somebody as additional insured and why it is often required. Protection against lawsuits By requiring to be named as […]
March 8, 2018
AgencyDesk Exercises – Staying Healthy at Work
Desk Exercises – Staying Healthy at Work Sitting for extended periods of time is detrimental to your health. If you are working at a desk all day, it is easy to get immersed in what you are doing and stay too stationary. Health experts urge us to move more and sit less, but how can […]
February 27, 2018
AgencySexual Harassment in the Workplace
Sexual Harassment in the Workplace – What Small Business Owners Need to Know Sexual harassment in the workplace is not limited to just one industry, nor is it a problem for large corporations only. The fact is that it can happen anywhere, from large global corporations to a small mom and pop local shop. […]
February 5, 2018
AgencyInsurance Overview – Business Insurance
Insurance Overview – Business Insurance The term business insurance is generally used for any type of commercial business policy. Business insurance is designed to cover perils and hazards that are not covered by a personal policy, such as auto or homeowners insurance policy. There are different types of Business insurance, and policies can be written […]