insurance

  As your business grows and evolves, your insurance needs will expand and change to match your growing business exposure.  A policy suitable when you first started your business could lack coverage to ensure your business is fully covered after you make changes. This is why an annual policy review is a vital part of […]

Insurance policies are designed to protect your business in the event of a covered loss.  There are several types of insurance policies and each will cover a specific cause of loss or line of business.   A coverage gap occurs when a loss occurs and there is no coverage.  No single policy will cover all of […]

As of July 1, 2024, senate Bill SB 553 became effective and this affects nearly all business owners in California. SB 553 requires the implementation of a workplace violence plan. Our previous blog outlined SB 553 and some resources that are available for business owners. You can read it here.  Cal/OSHA also has a website […]

Employment Practices Liability Insurance (EPLI) is a Employment Practices Liability Insurance (EPLI) is an often overlooked yet vital insurance coverage.  EPLI provides coverage for employers against claims brought against them by potential, former, and current employees. Types of claims include sexual harassment, wrongful termination or retaliation,   discrimination, and breach of contract or employment agreement. […]